Our Advisers are:

  • Registered on the FSPR – Financial Services Provider
  • Qualified, completed – New Zealand Certificate in Financial Services (Level 5) V2
  • Experienced with previous careers in Senior roles in the Banking Industry


  • Legendary Financial Services Limited, trading as Legendary Mortgages & Insurances is a Financial Advice Provider (FAP) licensed and regulated by the Financial Markets Authority to provide financial advice.
  • Our FSP Number is 775635.


Legendary Financial Services Limited is committed to protecting your privacy. This privacy statement. outlines how we collect, store, use and share your personal information. For more information, read our full privacy policy. By submitting your details on this website, you consent to the use of your personal information in accordance with this privacy statement.


  • We provide legendary advice and service to help you obtain the best possible outcome suited to you.
  • We provide financial adviceon:
    • Help obtaining mortgage and finance approvals
    • Guide you through the process of purchasing property
    • Advice on how to best structure your loans to suit you
    • Advice to help you grow financiallyand on the property ladder


Mortgages, Lending, Finance – we work with a range of lenders to find you a solution best suited to your needs. We are accredited with ANZ,ASB,BNZ, Westpac, Co-operative Bank , SBS, Heartland Bank, Liberty Financial, Pepper Money, Resimac, Avanti Finance, Bank of China, ASAP, Basecorp, NZCU, CMFL, Heartland Bank, Plus Finance, Southern Cross Partners.


Legendary Mortgages & Insurances generally do not charge clients fees, expenses or any other amount for the financial advice we provide.Based on the nature and scope of the advice or the service we provide if there are any actual fees we will disclose. We will discuss and agree on actual fees is applicable before we proceed.

Our product providers usually pay a commission to Legendary Mortgages &Insurances once a mortgage settled. If we are working with a provider who doesn’t pay a commission we may charge a one-off fee. If this is the case we will discuss with you prior and gain your permission first.

Claw-backs -In the below two circumstances if the lender “claws back” some or all of it’s commission earned by Legendary Mortgages & Insurances you may be charged a one-off fee to cover any income “clawed back” from us:

  • If you refinance your mortgage directly through a bank or through another mortgage adviser without giving us a chance
  • If you repay in part a mortgage within 27 months of drawdown.


Our Financial advisers follow the six-step advice process ensuring that our clients interests are our number one priority. Our advisers are salary based, focused on achieving your goals and what’s best for you. Our Financial Advisers have no incentive in prioritising any product providers over another.

We hold our own internal Conflicts of Interest policy and maintain a register of any conflicts of interest, which is regularly reviewed.


We would love to hear from you! If you have any feedback on your experience, please let us know! Contact our Director – Suhanthan Pathmanathan on [email protected] or 0212706617Internal Complaints ProcessIf you have a problem, concern or complaint about any part of our advice or service, please tell us so that we can try to fix the problem.

Our internal complaints manager is Suhanthan Pathmanathan, who can be reached via email at [email protected] or 021 270 6617. Suhanthan will reply to you within 24 hours.

Our internal complaints handling process is as follows:

1. We will acknowledge your complaint and let you know how we intend to resolve it. When possible, we will try resolve your complaint immediately.
2. If the complaint is unable to be resolved immediately, we will acknowledge your complaint and may contact you for further information.
3. We aim to resolve complaints within 10 working days of receiving them. If we need more time to investigate your complaint, we will let you know when you can expect to receive a response to your complaint.
4. We will contact you by phone or email, to let you know whether we can resolve your complaint and how we propose to do so.

External Complaints ProcessIf we cannot agree on how to fix the issue, or if you decide not to use the internal complaints scheme, you can contact our external disputes resolution scheme – Financial Disputes Resolution Scheme. This service will cost you nothing and will help us resolve any complaints.

Contact – Financial Disputes Resolution Scheme:
Call: 0508 337 337
Email: [email protected] 
Website: www.fdrs.org.nz